The key phrase is ...more than... This indicates that we should add two things.
... + ...
The two terms that we are adding together are: four and the product of x and y. We can express it in two ways.
four+the product ofxandy
or
the product ofxandy +four
We will choose the second option. The key phrase on the left-hand side of the addition is the product. It tells us to multiply. Now, let's complete our expression.
four more than the product ofxandy
xy + 4
Note that this is only one of multiple ways to algebraically express the given verbal expression.
